Imperial
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Recreational Vehicle Insurance

One of our services includes protection for your recreational or off-road vehicles. Make sure you are prepared for your next big adventure, wherever that may be. Vehicles that need specific insurance coverage may include:

  • Motorhomes
  • Campers
  • Boats
  • ATVs
  • Jet Skis
  • Snowmobiles

Recreational Vehicle Insurance may include the following coverages:

  • Total loss replacement
  • Replacement cost of personal belongs
  • Emergency expense coverage
  • Comprehensive coverage
  • Towing and roadside assistance
  • Full-time liability
  • Stationary coverage
  • Medical payments
  • Uninsured motorist coverage
  • Suspend collision coverage when in storage

Contact the team today to find out how easy and affordable it is to have recreational insurance added.

Motorcycle Insurance

We can help find you great coverage and rates on motorcycle insurance. Let our team take care of your insurance solutions so you can just enjoy the ride. We offer competitive rates from trusted carriers with reliable coverage you can count on.

Our dedicated agents will make sure you meet state requirements and that you have the right coverage for your motorcycle protection needs. A motorcycle insurance policy includes bodily injury and property damage liability. Additional state insurance may include coverage for medical payments, uninsured protection, and comprehensive & collision coverage. We can also insure multiple motorcycles and look for any available discounts you may qualify for.

We look forward to helping you review or change your policy. Let us help you get started today.

What kinds of accidents can recreational insurance cover?

Recreational insurance may help cover collisions, rollovers, property damage, and certain injuries involving a motorhome, camper, boat, ATV, Jet Ski, or snowmobile. The exact coverage depends on the policy and the vehicle being insured.

Does RV insurance cover damage while parked?

RV insurance may cover certain damage that happens while the vehicle is parked or stored. Comprehensive coverage can help with theft, vandalism, fire, storms, and falling objects.

Can camper insurance cover attached equipment?

Camper insurance may offer coverage for attached items such as awnings, steps, antennas, and storage racks. Additional coverage may be needed for expensive upgrades or custom equipment.

What happens if I damage another boat?

Boat liability insurance may help pay for damage you cause to another boat, dock, or other property. It may also help cover injuries and certain legal costs related to the accident.

Does ATV insurance cover passengers?

ATV insurance may include coverage for passenger injuries after a covered accident. Available protection can depend on the type of ATV, how many people it is designed to carry, and the policy terms in Nebraska.

Can I insure a Jet Ski and boat together?

Some insurance companies allow boats and Jet Skis to be insured through the same carrier. This may make policies easier to manage and could provide access to multi-policy discounts.

Does snowmobile insurance cover theft?

Snowmobile insurance with comprehensive coverage may help if the vehicle is stolen. Coverage may apply whether the snowmobile is stored at home, on a trailer, or at another approved location near Imperial.

Is roadside assistance available for campers?

Roadside assistance may be added to some camper and RV insurance policies. It can help with towing, tire changes, battery problems, lockouts, and other travel-related emergencies.

Does recreational insurance cover new equipment I add?

New accessories and upgrades may not be automatically covered under a standard policy. It is important to tell your insurance agent about additions such as electronics, custom seating, fishing equipment, or upgraded parts.

Where can I get recreational insurance in Imperial, NE?

Recreational insurance is available through many insurance companies and independent agencies. As a local agent serving Imperial and all of NE, we can help compare coverage for motorhomes, campers, boats, ATVs, Jet Skis, and snowmobiles.

Does my homeowners insurance cover my ATV in Nebraska?

Don’t assume your homeowners insurance provides all the protection you need for your ATV. Coverage for ATVs can be limited depending on where and how the vehicle is being used. A separate recreational or ATV insurance policy may offer coverage options such as comprehensive, liability, medical payments, uninsured motorist coverage, towing, and more. Before hitting Nebraska trails, farmland, or other off-road areas, talk with Nebraska Owner’s Insurance Agency in Imperial about how your ATV is used and what coverage options are available.
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